Prior to founding Nidhivriddhi, Pramod Gangadhar began his professional journey in the banking sector, where he gained hands-on exposure to credit evaluation, risk assessment, and structured lending processes. Over time, he transitioned into the DSA ecosystem, working closely with businesses, professionals, and individuals to understand real-world funding challenges beyond conventional banking frameworks.

With over 12 years of experience across banking and financial distribution, Pramod has built strong expertise in business loans, unsecured funding, and customized financial solutions. His experience spans working with multiple banks and NBFCs, structuring complex cases, and guiding clients through end-to-end funding—from assessment to disbursement.

Through NidhiVriddhi, Pramod focuses on simplifying access to finance by combining deep product knowledge, strong lender relationships, and a transparent, client-first approach. He actively works with entrepreneurs, MSMEs, and professionals across India, helping them make informed funding decisions and build sustainable growth with confidence.