- FAQ
Hello, how we can help?
Choose a category to quickly find the help you need
Business Loan Support
Eligibility generally requires a minimum of 2 years in business, annual turnover exceeding ₹1 crore, a good CIBIL score, GST and income tax returns, and consistent or growing revenue.
Loan amounts vary but typically start from ₹10 lakhs and can go up to multiple crores, depending on business size and financial health.
Key documents include business registration certificates, GST filings, audited financial statements or ITRs, bank statements, and KYC-related identity proofs.
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Yes, unsecured business loans are available for eligible businesses with strong credit history and turnover, offering faster processing without collateral.
With our strong banking partnerships, approvals can happen within 3-7 days, and disbursal is usually completed within a week post-approval.
Timely repayment positively affects your score; missed payments or defaults negatively impact it.
Personal & Doctor Loan Support
Salaried individuals, self-employed professionals, and business owners with stable income and credit history can apply.
Minimum income criteria depend on the lender, but typically salaried individuals with ₹25,000+ monthly income qualify.
Yes, we offer specialized doctor loans for clinics, hospitals, and individual practitioners with preferential terms.
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Interest rates vary by lender and credit profile but typically start from 10% per annum for personal and doctor loans.
We verify turnover through GST filings/ITRs, bank statements, and assess creditworthiness to determine eligibility.
Home Loan & Property Funding
The process involves document submission, property verification, credit assessment, loan sanction, and disbursal.
Yes, loan against property (LAP) is available for both residential and commercial assets as collateral.
Tenures can extend up to 20-30 years, depending on lender policies.
Documents include property papers, ID proofs, income documents, and KYC details.
We coordinate with legal and valuation experts to ensure thorough property verification before loan approval.
Connector & Referral Program Support
CAs, bankers, financial advisors, and motivated professionals looking to earn referral income.
Connectors earn referral payouts for every successful loan or insurance referral converted through Nidhivriddhi.
We offer regular training sessions, marketing guidance, and dedicated support to help connectors grow their referral networks.
Absolutely, our program is designed especially for such professionals to collaborate and benefit mutually.
Connectors have access to a dashboard that tracks referral status, payouts, and client progress in real time.
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