Perspectives

Beyond the Cheapest Rate: How Smart Borrowers Will Choose Loans in 2026
RBI’s 2025 rules on prepayment charges and digital lending mean that the “cheapest” headline rate
The Future of Loan Intermediation: Why Human Advisors Still Matter in an App‑First, AI‑Driven World
AI lending platforms and loan apps now dominate India’s credit journey, but RBI’s digital lending