Analysis

The RBI’s December 2025 repo rate cut to 5.25 percent changes the math for every
Banks and NBFCs are scaling up doctor loans with unsecured limits often reaching ₹80 lakh
First time borrowers in India can now get loans even without a CIBIL score, but
RBI’s 2025 reforms have made credit scores update faster and pushed lenders to look far
Average home loan ticket sizes in India have risen sharply, with a growing share of